Loan Software Built Around Disbursement and Collections
An NBFC runs on loans moving from origination through disbursement to repayment, often across many branches and agents at once. TCB Infotech connects your existing loan management system, builds the custom pieces it does not cover, and adds AI that tracks and flags repayment and risk data for your credit and collections staff to act on.
50+ ERP and software projects. Zero failed projects since 2021.
A Loan Book Is Only as Good as What You Can See in It
Origination, disbursement and collections each generate data that matters to a different team. When it lives in separate spreadsheets and branch registers, risk and compliance issues surface late.
Built around how loans actually move through your business
Origination, disbursement, repayment scheduling and collections each have their own pace and their own team. A system built around a generic template rarely matches how your branches and agents actually work.
- Loan-wise status from application to closure.
- Repayment schedules tracked against actual collections.
- Branch and agent activity visible in one place.
One system for tracking, not three separate tools
Your ERP or loan management system, a piece of custom software for the workflow it does not cover, and AI that flags overdue accounts and NPA risk are scoped and built as one connected system rather than as separate add-ons.
- Connects to your existing ERP or loan management system.
- Custom modules for workflows generic software misses.
- AI flags risk and compliance items for staff to review.
From Your Current Loan Workflow to a Running System
Everything Your Loan Book Needs Tracked
Loan Origination & Disbursement Tracking
Application, approval and disbursal stages tracked loan by loan, from first request to funds released.
Repayment & Collection Scheduling
Repayment schedules tracked against actual collections, with overdue accounts surfaced automatically.
NPA & Risk Flagging
Accounts trending toward NPA are flagged early for your credit and collections staff to review and act on.
Compliance & Regulatory Reporting
Regulatory reports and documentation built from the same records your team already maintains.
Branch & Agent Performance Tracking
Disbursement volume, collection rates and overdue accounts visible by branch and by agent.
Customer Communication Records
Reminders, notices and follow-ups tied to each loan account so history is never scattered across staff.
What a Connected Loan System Changes for Your NBFC
Why NBFCs Run Their Loan Systems Through TCB Infotech
NBFC Software, Answered
What does TCB Infotech actually build for an NBFC?
Does this replace our existing loan management system?
Does the AI decide who gets a loan or flags someone as high risk on its own?
How long does a typical NBFC engagement take?
What support do we get after the system goes live?
Can ERP integration, custom software and AI be combined into one engagement?
Get a Loan System Built Around Your Business
Every NBFC tracks risk differently by product and branch. Book a free consultation, tell us how loans move through your business today, and we will scope the ERP, software or AI that actually fits.
Book a Free Consultation →No commitment. See a scope before you decide.
How Loan Tracking Works for Your NBFC
From an application to a closed loan, here is how origination, disbursement, repayment scheduling and collections are tracked and flagged for your staff.
Origination, Disbursement and Collections, Tracked in Detail
Every loan tracked from application to funds released
Each application moves through approval to disbursement with its status visible at every stage, so branch staff and management see exactly where each loan stands without calling around.
- Application, approval and disbursal stages tracked loan by loan.
- Disbursement records tied directly to loan accounts.
- Status visible across branches in one view.
Schedules tracked against what is actually collected
Repayment schedules are tracked against actual collections so gaps surface as they happen rather than at month end, with overdue accounts flagged for your collections team to follow up on.
- Repayment schedules matched to collections in real time.
- Overdue accounts flagged for staff follow-up.
- History available loan by loan.
Accounts trending toward NPA flagged early
Accounts trending toward NPA status are flagged for review well before they reach that stage, giving your credit and collections staff time to act. The system tracks and flags; it does not decide.
- Early flags on accounts trending toward NPA.
- Branch and agent collection performance visible.
- Credit and collections decisions stay with your staff.
Everything Included in the Engagement
Loan Origination & Disbursement Tracking
Application, approval and disbursal stages visible loan by loan, across every branch.
Repayment & Collection Scheduling
Schedules tracked against actual collections, with gaps surfaced as they occur.
NPA & Risk Flagging
Early flags on accounts trending toward NPA, reviewed and acted on by your staff.
Compliance & Regulatory Reporting
Reports built from the same loan records your team already maintains day to day.
Branch & Agent Performance Tracking
Disbursement volume and collection rates visible by branch and by agent.
Customer Communication Records
Every reminder, notice and follow-up logged against the loan account it relates to.